Buying a home is an exciting milestone, but the costs can add up quickly. From solicitor fees to moving expenses, it’s important to be mindful of your budget and find ways to save wherever possible. The good news is, with a little planning, you can cut unnecessary costs without compromising on your dream home.
At Shinerocks, we help buyers navigate the process with confidence. If you're looking for ways to save money when buying a home in Purley, Croydon, and Surrey, here are some practical tips to keep in mind.
1. Be Selective About Fixtures & Fittings
When purchasing a property, sellers provide a list of what’s included in the sale. Sometimes, they offer additional items such as fitted blinds, light fixtures, or kitchen appliances for an extra cost. Before agreeing to buy these extras, it’s worth checking how much similar items cost second-hand. You might find a better deal elsewhere, or you may decide that purchasing them directly from the seller is the most convenient option. Taking a moment to compare costs can help you make the best decision for your budget.
2. Make an Informed Offer
Finding the right property is an exciting step, and making an informed offer is part of the process. By understanding the local property market and the value of homes in Purley, Croydon, and Surrey, you can move forward with confidence.
If you're unsure about how to approach your offer, we’re happy to provide guidance so you can make the best decision for your situation. Browse our available properties here.
3. Compare Conveyancing Fees
Solicitors and conveyancers play an essential role in the buying process, but their fees can vary. Instead of choosing the first option you come across, take the time to compare a few quotes. Some services may be slightly more expensive but offer better communication and efficiency, which can make a big difference during the transaction.
At Shinerocks, we can recommend trusted professionals who provide fair pricing and high-quality service, helping to ensure a smooth and stress-free buying experience. Contact us for advice.
4. Switch Your Energy Tariff As Soon As You Move In
One of the easiest ways to save money when moving into a new home is to check your energy tariff straight away. Most providers automatically place new homeowners on their standard rate, which is often one of the most expensive options. Take a meter reading as soon as you move in and compare energy suppliers. Switching to a better deal early on can help keep your bills down from day one.
5. Compare Removal Costs
If you’re hiring a removal company, it’s worth getting quotes from businesses in both your current and new location. You may find that a company closer to your new home offers a better rate than one near where you live now. If you're looking for a budget-friendly option, consider hiring a self-drive van and handling the move yourself. Packing your belongings in advance and using recycled boxes can also help cut costs.
Get Expert Advice on Home Buying
Buying a home is one of the biggest financial commitments you’ll make, so getting the right advice is essential. At Shinerocks, we’re here to help you find the best property at the right price. Whether you're at the start of your search or ready to make an offer, our team is here to guide you every step of the way.
Saving money when buying a home isn’t about cutting corners, it’s about making informed choices. By following our simple tips, you can reduce costs while still finding a home you love.
If you're looking for expert guidance and a selection of beautiful properties in Purley, Croydon, and Surrey, visit Shinerocks to start your search today.
Thinking about selling your current home? Generate a full report on your own property including an instant estimated valuation.
Call us on 020 8660 2010 or email enquiries@shinerocks.co.uk to chat about homes for sale in Purley, Croydon, and Surrey.
In the meantime, we've answered some of your common questions about ways to save money when moving home.
Frequently Asked Questions
What additional costs should I budget for when buying a home?
Aside from the purchase price, consider costs like stamp duty, legal fees, surveys, and moving expenses. These can add up quickly, so it’s important to factor them into your budget early on.
How can I reduce my moving costs?
Comparing removal company quotes, packing your own belongings, and using second-hand boxes can help cut costs. If you have the option, moving during a quieter time of the week or month may also be more affordable.
What’s the best way to save on home insurance?
Shopping around for quotes from different providers, increasing your voluntary excess, and bundling home insurance with other policies like car insurance can often lead to discounts.